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Rick Rayment

Rick Rayment

Mr Rick Rayment

Financial Services Guide


This is my 22nd year in the financial planning industry with four years prior study attaining an Economics degree qualification. Journey Financial Group Pty Ltd (previously Rayment Financial Services Pty Ltd) was established in 1991 as a sole advisory practise. Since then the business has been able to expand to the point where it now employs 6 additional staff members with opportunities available for positions for additional enthusiastic, goal driven individuals.


I hold a Bachelor of Economics Degree from James Cook University and the Diploma of Financial Services (Financial Planning). Recently I qualified for the Advanced Diploma of Financial Services (Financial Planning).

Additional Information

I have been an authorised representative of Financial Wisdom since 1997.

I have built up a considerable client base offering specialised service in Superannuation and Retirement Planning, Tax Effective Investments and Wealth Creation, Risk Management and Business Planning.

Financial Services Guide (FSG)

I conduct myself ethically and professionally in every aspect of my work and adhere strictly to the guidelines set out in the Financial Services Guide. This guide provides you with information about the advice that we provide, and the Licensee that we represent: Financial Wisdom Limited. Its purpose is to educate you prior to us providing a financial service. You have the right to ask us about our charges, the type of advice we will give and to whom you can complain if you are unhappy. For further details click on the Financial Services Guide link.

This FSG is in Adobe™ Acrobat™ format. If you do not have Acrobat installed, you can download Acrobat by clicking on the icon to the right. Otherwise, click on the download link. Download

Download Adobe Acrobat
Address 77 Thuringowa Drive Kirwan QLD 4817
Phone 1300 886 181
Email info@journeyfinancial.com.au